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Differences between bare ownership and life annuity sales?

What are the main differences between a sale in bare ownership and a sale in life annuity?

The sale of bare ownership and the sale of life annuity are often the subject of confusion. However, each option offers exclusive advantages. Specialist in bare ownership sales and life annuity sales, Junot invites you to discover their differences and how they work.

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Different operations between bare ownership and life annuity

Even if bare ownership and life annuity allow you to sell your main residence in two stages, each alternative offers notable differences.

During a bare ownership sale, you retain the usufruct of your property and receive, in one go, a sum entitled “net seller capital”. As part of a life annuity, you transfer your property in return for a sum called a “bouquet” and a lifetime annuity.

Bare ownership or life annuity: a difference in the nature of the resources perceived

In the case of life annuity, the annuity received regularly by the seller increases and diversifies his income, improving his daily life. It also helps protect your loved ones and protect you against the hazards of life.

Thanks to a sale in bare ownership, the receipt of immediate capital offers greater flexibility. You can increase your quality of life and use this amount to finance more substantial projects for you or your loved ones such as work, new acquisitions, or donations.

Sell your home in bare ownership or life annuity serenely with Junot

From the careful study of your expectations to the transfer of ownership, our experts support you at every stage in the sale of your apartment. We strive to advise you on the solution best suited to your needs and the preservation of your interests.

Contact us for any personalized study request.

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The Junot bare ownership & life annuity team made up of two women and two men

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